A.B. Credit Union Profile

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A.B.

Charter #14879 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (814) 944-4025

Fax: (814) 944-4026

Founding Date: N/A

Website: http://www.abfederalcu.com

Personnel & Operations

President: Lumadue, Mary

Manager: Eicher, Tricia

FT Employees: 3

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: Mon, Wed, Thurs, Fri 8:30am to 4:30 pm

Credit Union Profile Summary

A.B. is a FCU Credit Union. With a total of 826 members [1], this institution manages approximately $8,777,075 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 14.42% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 12.87% [1].

Financial Snapshot

Total Assets [1]
$8,777,075

Total economic resources.

Total Loans [1]
$5,053,740

Total value of outstanding loans.

Total Deposits [1]
$7,503,222

Total funds deposited by members.

Members [1]
826

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.42%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.09%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
67.35%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
4.05%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
12.87%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
9.84%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

520 3rd Ave

Duncansville, PA, 16635-1414

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by A.B. (Charter #14879).

Main Office

871 30th St Main Office

Type: Corporate Office

871 30th St

Altoona, PA 16601

Phone: (814) 944-4025

Services: Member Services

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