CRANBERRY Credit Union Profile

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CRANBERRY

Charter #14850 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (508) 291-0777

Fax: (508) 291-0491

Founding Date: N/A

Website: http://www.pctfcu.org

Personnel & Operations

President: Grondin, John

Manager: Picard, Daniel

FT Employees: 11

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: Monday-Friday 9-4:30 Driveup 8-4:30 Saturd

Credit Union Profile Summary

CRANBERRY is a FCU Credit Union. With a total of 3,721 members [1], this institution manages approximately $64,168,538 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 7.85% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 10.82% [1].

Financial Snapshot

Total Assets [1]
$64,168,538

Total economic resources.

Total Loans [1]
$35,802,765

Total value of outstanding loans.

Total Deposits [1]
$58,682,159

Total funds deposited by members.

Members [1]
3,721

Number of active members.

Performance Ratios

Net Worth Ratio [1]
7.85%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.04%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
61.01%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 8.99%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 10.82%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.97%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2203 Cranberry Hwy

West Wareham, MA, 02576-1210
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by CRANBERRY (Charter #14850).

Main Office

Main/Corporate Office Main Office

Type: Corporate Office

2203 Cranberry Hwy

West Wareham, MA 02576-1210

Phone: (508) 291-0777

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Wareham

Wareham High School "Viking" Branch

Type: Branch Office

7 Viking Dr

Wareham, MA 02571

Phone: (508) 291-0777

Services: Member Services

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