ERIE Credit Union Profile

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ERIE

Charter #1476 | NCUA Region 1 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (814) 825-2436

Fax: (814) 897-2363

Founding Date: N/A

Website: http://www.eriefcu.org

Personnel & Operations

President: Becker, Laurie

Manager: Waugaman, Brian

FT Employees: 225

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 12

Hours: Mon - Fri - 9-5

Credit Union Profile Summary

ERIE is a FCU Credit Union. With a total of 79,433 members ^[1], this institution manages approximately $813,492,903 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.73% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.85% ^[1].

Financial Snapshot

Total Assets ^[1]

$813,492,903

Total economic resources.

Total Loans ^[1]

$489,297,320

Total value of outstanding loans.

Total Deposits ^[1]

$759,329,089

Total funds deposited by members.

Members ^[1]

79,433

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

9.73%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.25%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

64.44%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 2.09%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -0.85%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 2.80%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3503 Peach St

Erie, PA, 16508

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 11 branches reported by ERIE (Charter #1476).

Main Office

Glenwood Facility Main Office

Type: Corporate Office

3503 Peach St

Erie, PA 16508

Phone: (814) 825-2436

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Edinboro

Type: Branch Office

Type: Branch Office

5500 Zuck Rd

Erie, PA 16506

Phone: (814) 825-2436

Services: Member Services, ATM, Drive-Thru

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