LA JOYA AREA Credit Union Profile
Showing details for LA JOYA AREA Credit Union.
Credit Union Profile for: LA JOYA AREA
LA JOYA AREA
Headquarters Contact & Staff
Contact & Info
Phone: (956) 585-6207
Fax: (956) 424-7411
Founding Date: N/A
Website: http://WWW.LAJOYACREDITUNION.COOP
Personnel & Operations
President: Villarreal, Everardo
Manager: Alaniz, Johnn
FT Employees: 27
PT Employees: 7
Designations & Ratios
MDI Status: No
RBC Ratio: 0%
Membership Type: 00
Branches: 3
Hours: M - 9:00am to 5:00pm T - 9:00am to 5:00pm
Credit Union Profile Summary
LA JOYA AREA is a FCU Credit Union. With a total of 14,728 members [1], this institution manages approximately $63,423,021 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.64% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -11.37% [1].
Financial Snapshot
Performance Ratios
This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.
Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.
Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.
Four-Quarter Growth
Indicates change in total size. Positive growth means the credit union is expanding its operations.
Shows change in lending activity. Positive growth means they are actively increasing their lending business.
Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.
Headquarters Location & Map
Member Ratings & Reviews
Average Member Rating:
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Branch Locations
Found 3 branches reported by LA JOYA AREA (Charter #14734).
Main Office
Annex Main Office
317 S Bentsen Palm DR
Palmview, TX 78572
Phone: (956) 585-6207
Services: Member Services, ATM, Drive-Thru
Additional Branches
La Joya
La Joya
214 W Expressway 83
La Joya, TX 78560
Phone: (956) 585-6207
Services: Member Services, ATM, Drive-Thru
Palmview
Palmview Branch
317 S Bentsen Palm Dr
Palmview, TX 78572-6298
Phone: (956) 585-6207
Services: Member Services, ATM, Drive-Thru