SPECIAL METALS Credit Union Profile

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SPECIAL METALS

Charter #14522 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (315) 797-3575

Fax: (315) 797-1380

Founding Date: N/A

Website: http://www.specialmetalsfcu.com

Personnel & Operations

President: Miller, Gary

Manager: Siriano, Michelle

FT Employees: 5

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 42

Branches: 1

Hours: MONDAY - FRIDAY 7:30 A.M. - 5:30 P.M.

Credit Union Profile Summary

SPECIAL METALS is a FCU Credit Union. With a total of 1,899 members [1], this institution manages approximately $22,249,081 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 12.95% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 21.03% [1].

Financial Snapshot

Total Assets [1]
$22,249,081

Total economic resources.

Total Loans [1]
$14,494,585

Total value of outstanding loans.

Total Deposits [1]
$19,348,720

Total funds deposited by members.

Members [1]
1,899

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.95%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.01%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
74.91%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
51.69%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
21.03%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
72.95%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

4340 MIDDLE SETTLEMENT RD

NEW HARTFORD, NY, 13413-5316

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by SPECIAL METALS (Charter #14522).

Main Office

Main Office Main Office

Type: Corporate Office

4340 Middle Settlement Rd

New Hartford, NY 13413-5316

Phone: (315) 797-3575

Services: Member Services

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