OSWEGO TEACHERS EMPLOYEES Credit Union Profile

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OSWEGO TEACHERS EMPLOYEES

Charter #14436 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (315) 342-4574

Fax: (315) 342-2205

Founding Date: N/A

Website: http://www.oswegoteacherscu.org

Personnel & Operations

President:

Manager: Dwyer, Joseph

FT Employees: 7

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 1

Hours: 9:00 AM TO 4:30 PM MONDAY, TUESDAY AND FRID

Credit Union Profile Summary

OSWEGO TEACHERS EMPLOYEES is a FCU Credit Union. With a total of 2,535 members [1], this institution manages approximately $57,416,346 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.82% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 8.74% [1].

Financial Snapshot

Total Assets [1]
$57,416,346

Total economic resources.

Total Loans [1]
$37,752,381

Total value of outstanding loans.

Total Deposits [1]
$50,163,179

Total funds deposited by members.

Members [1]
2,535

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.82%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.49%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
75.26%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.65%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 8.74%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 4.88%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

90 W UTICA ST

OSWEGO, NY, 13126-3048
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by OSWEGO TEACHERS EMPLOYEES (Charter #14436).

Main Office

Oswego Teachers Employees Fed. CU Main Office

Type: Corporate Office

90 W Utica St

Oswego, NY 13126-3048

Phone: (315) 342-4574

Services: Member Services

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