MIDWAY Credit Union Profile

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MIDWAY

Charter #14408 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (540) 686-7637

Fax: (540) 686-7389

Founding Date: N/A

Website: http://www.midwayfcu.org

Personnel & Operations

President: Farrell, Keith

Manager: Rebrook, Sabrina

FT Employees: 1

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 2

Hours: 9 AM - 1 PM MONDAY, TUESDAY, THURSDAY AND F

Credit Union Profile Summary

MIDWAY is a FCU Credit Union. With a total of 823 members [1], this institution manages approximately $10,361,474 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 22.14% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -12.38% [1].

Financial Snapshot

Total Assets [1]
$10,361,474

Total economic resources.

Total Loans [1]
$3,609,631

Total value of outstanding loans.

Total Deposits [1]
$8,648,283

Total funds deposited by members.

Members [1]
823

Number of active members.

Performance Ratios

Net Worth Ratio [1]
22.14%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.22%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
41.74%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -8.73%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -12.38%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -4.86%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

158 FRONT ROYAL PIKE STE 101

WINCHESTER, VA, 22602
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by MIDWAY (Charter #14408).

Main Office

Winchester Main Main Office

Type: Corporate Office

158 Front Royal Pike Ste 101

Winchester, VA 22602

Phone: (540) 686-7637

Services: Member Services

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Additional Branches

Winchester

Npsc

Type: Branch Office

430 Market St

Winchester, VA 22603

Phone: (540) 686-4114

Services: None specified

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