FIRST AREA Credit Union Profile

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FIRST AREA

Charter #14346 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (717) 248-5103

Fax: (717) 248-9672

Founding Date: N/A

Website: https://www.firstareafcu.com

Personnel & Operations

President: Haines Jr, Robert

Manager: Fisher, Bonnie

FT Employees: 5

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: Mon., Tues., Thurs., 9:00am-4:30 pm. Wed.

Credit Union Profile Summary

FIRST AREA is a FCU Credit Union. With a total of 2,712 members [1], this institution manages approximately $30,218,956 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.45% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -12.73% [1].

Financial Snapshot

Total Assets [1]
$30,218,956

Total economic resources.

Total Loans [1]
$5,309,242

Total value of outstanding loans.

Total Deposits [1]
$27,653,735

Total funds deposited by members.

Members [1]
2,712

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.45%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.01%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
19.20%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 10.27%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -12.73%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -3.04%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

23 S Dorcas St

Lewistown, PA, 17044
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by FIRST AREA (Charter #14346).

Main Office

First Area Federal Credit Union Main Office

Type: Corporate Office

23 S Dorcas St

Lewistown, PA 17044

Phone: (717) 248-5103

Services: Member Services, Drive-Thru

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Additional Branches

Fort Wayne

GBS

Type: Corporate Office

1001 Chestnut Hills Pkwy

Fort Wayne, IN 46814

Phone: (800) 860-4427

Services: None specified

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