HOUSTON Credit Union Profile

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HOUSTON

Charter #14091 | NCUA Region 2 | FCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (281) 243-0500

Fax: (281) 243-0787

Founding Date: N/A

Website: http://www.houstonfcu.org

Personnel & Operations

President: Holloway, Brent

Manager: Choat, Chris

FT Employees: 182

PT Employees: 9

Designations & Ratios

MDI Status: No

RBC Ratio: 17.61%

Membership Type: 49

Branches: 12

Hours: Mon - Fri 9:00 am to 7:00 pm Sat 8:00 am

Credit Union Profile Summary

HOUSTON is a FCU Credit Union. With a total of 60,674 members ^[1], this institution manages approximately $941,183,920 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.67% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -7.13% ^[1].

Financial Snapshot

Total Assets ^[1]

$941,183,920

Total economic resources.

Total Loans ^[1]

$549,103,539

Total value of outstanding loans.

Total Deposits ^[1]

$845,199,307

Total funds deposited by members.

Members ^[1]

60,674

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

9.67%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.33%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

64.97%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -7.03%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -7.13%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -10.79%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

16320 Kensington Dr

Sugar Land, TX, 77479-4097

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 12 branches reported by HOUSTON (Charter #14091).

Main Office

HFCU Main Office

Type: Corporate Office

16320 Kensington Dr

Sugar Land, TX 77479-4097

Phone: (281) 243-0500

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Greenville

Type: Branch Office

Sienna

Type: Branch Office

8130 Highway 6

Missouri City, TX 77459

Phone: (281) 243-0500

Services: Member Services, ATM, Drive-Thru

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Rosenberg

Type: Branch Office

28050 Southwest Fwy

Rosenberg, TX 77471-7101

Phone: (281) 243-0500

Services: Member Services, ATM, Drive-Thru

Open in Directions

Sugar Land

FHO

Type: Branch Office

1 Fluor Daniel Dr

Sugar Land, TX 77478-4644

Phone: (281) 263-3351

Services: Member Services, ATM

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Imperial

Type: Branch Office

203 Matlage Way

Sugar Land, TX 77478

Phone: (281) 242-2322

Services: Member Services, Drive-Thru

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