NIAGARA-WHEATFIELD Credit Union Profile

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NIAGARA-WHEATFIELD

Charter #14040 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (716) 731-2632

Fax: (716) 731-7022

Founding Date: N/A

Website: http://www.nwfcuanytime.com

Personnel & Operations

President: BRUSINO, LEE

Manager: HUGHES, GREGORY

FT Employees: 3

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 98

Branches: 1

Hours: MON. & TUES 9:00-4:00 WED,THUR, FRI 9:30-5

Credit Union Profile Summary

NIAGARA-WHEATFIELD is a FCU Credit Union. With a total of 1,834 members [1], this institution manages approximately $21,433,056 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.58% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.93% [1].

Financial Snapshot

Total Assets [1]
$21,433,056

Total economic resources.

Total Loans [1]
$10,540,992

Total value of outstanding loans.

Total Deposits [1]
$19,438,711

Total funds deposited by members.

Members [1]
1,834

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.58%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.01%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
54.23%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -2.49%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -2.93%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.13%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2346 SAUNDERS SETTLEMENT RD

SANBORN, NY, 14132
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by NIAGARA-WHEATFIELD (Charter #14040).

Main Office

MAIN OFFICE Main Office

Type: Corporate Office

2346 SAUNDERS SETTLEMENT RD

Sanborn, NY 14132

Phone: (716) 731-2632

Services: Member Services

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