HEREFORD TEXAS Credit Union Profile

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HEREFORD TEXAS

Charter #1401 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (806) 364-1888

Fax: (806) 364-8638

Founding Date: N/A

Website: http://www.htfcu.com

Personnel & Operations

President: Collins, David

Manager: Fuentes, Brenda

FT Employees: 22

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: Monday - Friday 9:00 am - 4:00 pm

Credit Union Profile Summary

HEREFORD TEXAS is a FCU Credit Union. With a total of 8,184 members [1], this institution manages approximately $73,137,725 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 21.75% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -13.03% [1].

Financial Snapshot

Total Assets [1]
$73,137,725

Total economic resources.

Total Loans [1]
$42,231,709

Total value of outstanding loans.

Total Deposits [1]
$56,229,157

Total funds deposited by members.

Members [1]
8,184

Number of active members.

Performance Ratios

Net Worth Ratio [1]
21.75%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.37%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
75.11%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 4.82%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -13.03%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.49%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

330 Schley Ave

Hereford, TX, 79045-5539
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by HEREFORD TEXAS (Charter #1401).

Main Office

Hereford Texas Federal Credit Union Main Office

Type: Corporate Office

330 Schley Ave

Hereford, TX 79045-5539

Phone: (806) 364-1888

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Dimmitt

Hereford Texas Federal Credit Union

Type: Branch Office

212 W Bedford St

Dimmitt, TX 79027-2506

Phone: (806) 647-5169

Services: Member Services, ATM, Drive-Thru

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