M. C. T. Credit Union Profile
Showing details for M. C. T. Credit Union.
Credit Union Profile for: M. C. T.
M. C. T.
Headquarters Contact & Staff
Contact & Info
Phone: (518) 842-1840
Fax: (518) 842-3955
Founding Date: N/A
Website: https://www.mct-fcu.org
Personnel & Operations
President: PALCZAK, STUART
Manager: MACEK, PATTY
FT Employees: 6
PT Employees: 2
Designations & Ratios
MDI Status: No
RBC Ratio: 0%
Membership Type: 34
Branches: 1
Hours: MON-WED 9:AM - 4:30PM THURS - 9AM - 5PM F
Credit Union Profile Summary
M. C. T. is a FCU Credit Union. With a total of 2,791 members [1], this institution manages approximately $69,612,867 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 14.12% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -11.86% [1].
Financial Snapshot
Performance Ratios
This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.
Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.
Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.
Four-Quarter Growth
Indicates change in total size. Positive growth means the credit union is expanding its operations.
Shows change in lending activity. Positive growth means they are actively increasing their lending business.
Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.
Headquarters Location & Map
Member Ratings & Reviews
Average Member Rating:
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Branch Locations
Found 1 branches reported by M. C. T. (Charter #13766).
Main Office
39 MARKET ST Main Office
39 MARKET ST
Amsterdam, NY 12010
Phone: (518) 842-1840
Services: Member Services, Drive-Thru