PENNSTAR Credit Union Profile

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PENNSTAR

Charter #13760 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (724) 981-2973

Fax: (724) 981-2973

Founding Date: N/A

Website: https://www.pennstarfederal.com

Personnel & Operations

President: Zahniser, Glenn

Manager: Sayers, Nichole

FT Employees: 10

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 50

Branches: 3

Hours: 9:00 a.m. - 5:00 p.m. MON TUE WEDNES 9:0

Credit Union Profile Summary

PENNSTAR is a FCU Credit Union. With a total of 4,069 members [1], this institution manages approximately $56,378,015 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 15.52% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.42% [1].

Financial Snapshot

Total Assets [1]
$56,378,015

Total economic resources.

Total Loans [1]
$19,334,306

Total value of outstanding loans.

Total Deposits [1]
$47,330,013

Total funds deposited by members.

Members [1]
4,069

Number of active members.

Performance Ratios

Net Worth Ratio [1]
15.52%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.75%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
40.85%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 4.44%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -4.42%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.37%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

4139 E State St

Hermitage, PA, 16148-3402
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 3 branches reported by PENNSTAR (Charter #13760).

Main Office

Pennstar Federal Main Office

Type: Corporate Office

4139 E State St

Hermitage, PA 16148-3402

Phone: (724) 981-2973

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Ambridge

New Alliance Federal Credit Union

Type: Branch Office

835 Merchant St

Ambridge, PA 15003

Phone: (724) 266-7675

Services: None specified

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Mercer

Pennstar Federal Credit Union

Type: Branch Office

139 N Diamond St

Mercer, PA 16137

Phone: (724) 662-1209

Services: Member Services

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