UNIVERSITY Credit Union Profile

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UNIVERSITY

Charter #1367 | NCUA Region 2 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (512) 467-8080

Fax:

Founding Date: N/A

Website: http://www.ufcu.org

Personnel & Operations

President: Kilcrease, Laura

Manager: Crowl, Michael

FT Employees: 744

PT Employees: 15

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 31

Hours: M-F 8:30-5:30

Credit Union Profile Summary

UNIVERSITY is a FCU Credit Union. With a total of 408,076 members ^[1], this institution manages approximately $4,167,480,722 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.52% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.62% ^[1].

Financial Snapshot

Total Assets ^[1]

$4,167,480,722

Total economic resources.

Total Loans ^[1]

$3,036,000,551

Total value of outstanding loans.

Total Deposits ^[1]

$3,336,273,790

Total funds deposited by members.

Members ^[1]

408,076

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

9.52%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.51%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

91.00%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 1.12%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -1.62%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 6.04%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

8303 N MO PAC EXPY

AUSTIN, TX, 78759-8501

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 24 branches reported by UNIVERSITY (Charter #1367).

Main Office

Corporate Headquarters Main Office

Type: Corporate Office

8303 N Mo Pac Expy

Austin, TX 78759-8501

Phone: (512) 467-8080

Services: ATM

UNIVERSITY Credit Union Profile

UNIVERSITY

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Corporate Headquarters Main Office

Additional Branches

Austin

Cedar Park

Galveston

Kyle

League City

Pflugerville

Round Rock

San Marcos