ALBA-GOLDEN Credit Union Profile
Showing details for ALBA-GOLDEN Credit Union.
Credit Union Profile for: ALBA-GOLDEN
ALBA-GOLDEN
Headquarters Contact & Staff
Contact & Info
Phone: (903) 765-2425
Fax: (903) 765-2547
Founding Date: N/A
Website: https://www.albagoldfcu.virtualcu.n
Personnel & Operations
President: Reid, Laura
Manager: Williams, Danielle
FT Employees: 3
PT Employees: 1
Designations & Ratios
MDI Status: No
RBC Ratio: 0%
Membership Type: 00
Branches: 1
Hours: Monday thru Thursday 8:00 AM to 3 PM Frida
Credit Union Profile Summary
ALBA-GOLDEN is a FCU Credit Union. With a total of 1,524 members [1], this institution manages approximately $18,788,742 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 17.85% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 45.32% [1].
Financial Snapshot
Performance Ratios
This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.
Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.
Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.
Four-Quarter Growth
Indicates change in total size. Positive growth means the credit union is expanding its operations.
Shows change in lending activity. Positive growth means they are actively increasing their lending business.
Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.
Headquarters Location & Map
Member Ratings & Reviews
Average Member Rating:
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Branch Locations
Found 1 branches reported by ALBA-GOLDEN (Charter #13655).
Main Office
Alba-Golden FCU Main Office
140 Broadway St
Alba, TX 75410
Phone: (903) 765-2425
Services: Member Services, Drive-Thru