EMPIRT 207 Credit Union Profile

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EMPIRT 207

Charter #1343 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (212) 942-5750

Fax: (212) 569-8448

Founding Date: N/A

Website: https://www.amimembernet.com/efcu/l

Personnel & Operations

President: Ramcharran, Kevin

Manager: POLANCO, ALFREDO

FT Employees: 0

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 22

Branches: 1

Hours: 9:00am-9:30am 12:00pm-12:30pm tue. to fri

Credit Union Profile Summary

EMPIRT 207 is a FCU Credit Union. With a total of 797 members [1], this institution manages approximately $3,596,052 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 29.23% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 20.42% [1].

Financial Snapshot

Total Assets [1]
$3,596,052

Total economic resources.

Total Loans [1]
$2,004,039

Total value of outstanding loans.

Total Deposits [1]
$2,516,545

Total funds deposited by members.

Members [1]
797

Number of active members.

Performance Ratios

Net Worth Ratio [1]
29.23%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.11%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
79.63%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
0.69%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
20.42%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
4.73%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3961 10th Ave, Rm. 234

new york, NY, 10034

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by EMPIRT 207 (Charter #1343).

Main Office

empirt 207 f.c.u. Main Office

Type: Corporate Office

3961 10th Ave

Rm. 234

New York, NY 10034

Phone: (212) 942-5750

Services: Member Services

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