MOUNT VERNON NY POSTAL EMPLOYEES Credit Union Profile

Showing details for MOUNT VERNON NY POSTAL EMPLOYEES Credit Union.

Home > NY > MOUNT VERNON NY POSTAL EMPLOYEES

MOUNT VERNON NY POSTAL EMPLOYEES

Charter #132 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (914) 668-0638

Fax: (914) 668-0464

Founding Date: N/A

Website: https://mtvernonpostalefcu.com

Personnel & Operations

President: Muscat, Joseph

Manager: GRANDISON, PAULINE

FT Employees: 0

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 06

Branches: 1

Hours: Wednesdays & Fridays, 8:30AM to 12:00PM

Credit Union Profile Summary

MOUNT VERNON NY POSTAL EMPLOYEES is a FCU Credit Union. With a total of 165 members [1], this institution manages approximately $1,135,747 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 16.21% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.64% [1].

Financial Snapshot

Total Assets [1]
$1,135,747

Total economic resources.

Total Loans [1]
$173,536

Total value of outstanding loans.

Total Deposits [1]
$947,976

Total funds deposited by members.

Members [1]
165

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.21%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
4.66%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
18.31%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 6.55%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 5.64%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 6.45%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

15 S 1st Ave

Mount Vernon, NY, 10550
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 1 branches reported by MOUNT VERNON NY POSTAL EMPLOYEES (Charter #132).

Main Office

Mount Postal Employees Federal Credit Union Main Office

Type: Corporate Office

15 S 1st Ave

Mount Vernon, NY 10550

Phone: (914) 668-0638

Services: Member Services

Open in Directions