ED-MED Credit Union Profile

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ED-MED

Charter #13186 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (315) 393-2873

Fax: (315) 393-2880

Founding Date: N/A

Website: http://www.edmedfcu.com

Personnel & Operations

President: SMITH, JEFFREY

Manager: BRASHAW, MICHAEL

FT Employees: 3

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 1

Hours: MONDAY-FRIDAY 10AM-5PM

Credit Union Profile Summary

ED-MED is a FCU Credit Union. With a total of 2,094 members [1], this institution manages approximately $32,922,104 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 12.13% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 9.41% [1].

Financial Snapshot

Total Assets [1]
$32,922,104

Total economic resources.

Total Loans [1]
$14,313,347

Total value of outstanding loans.

Total Deposits [1]
$28,843,809

Total funds deposited by members.

Members [1]
2,094

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.13%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.88%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
49.62%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
5.84%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
9.41%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.72%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

601 FORD ST

OGDENSBURG, NY, 13669

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by ED-MED (Charter #13186).

Main Office

MAIN OFFICE Main Office

Type: Corporate Office

601 FORD ST

Ogdensburg, NY 13669

Phone: (315) 393-2873

Services: Member Services, ATM

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