B. P. S. Credit Union Profile

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B. P. S.

Charter #13062 | NCUA Region 2 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (361) 358-1622

Fax: (361) 358-1622

Founding Date: N/A

Personnel & Operations

President: Fulghum, Patricia

Manager: Flores, Cynthia

FT Employees: 0

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 1

Hours: Monday, Wednesday, Friday 8:00 am - 12:00 p

Credit Union Profile Summary

B. P. S. is a FCU Credit Union. With a total of 328 members [1], this institution manages approximately $2,957,645 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 59.46% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 13.56% [1].

Financial Snapshot

Total Assets [1]
$2,957,645

Total economic resources.

Total Loans [1]
$1,194,131

Total value of outstanding loans.

Total Deposits [1]
$1,194,174

Total funds deposited by members.

Members [1]
328

Number of active members.

Performance Ratios

Net Worth Ratio [1]
59.46%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.08%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
100.00%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-5.72%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
13.56%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-0.61%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

906 W Corpus Christi St

Beeville, TX, 78102-5510

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by B. P. S. (Charter #13062).

Main Office

BPS Federal Credit Union Main Office

Type: Corporate Office

906 W Corpus Christi St

Beeville, TX 78102-5510

Phone: (361) 358-1622

Services: Member Services

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