FAITH COOPERATIVE Credit Union Profile

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FAITH COOPERATIVE

Charter #12859 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (972) 228-5222

Fax: (972) 228-5201

Founding Date: N/A

Website: http://www.faithcfcu.com/

Personnel & Operations

President: Trammell, Darryl

Manager: Johnson, Stephanie

FT Employees: 1

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 01

Branches: 1

Hours: M-F 1-5 Sundays 12:30 - 2:30

Credit Union Profile Summary

FAITH COOPERATIVE is a FCU Credit Union. With a total of 996 members [1], this institution manages approximately $2,172,172 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 25.09% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -8.05% [1].

Financial Snapshot

Total Assets [1]
$2,172,172

Total economic resources.

Total Loans [1]
$1,577,587

Total value of outstanding loans.

Total Deposits [1]
$1,620,813

Total funds deposited by members.

Members [1]
996

Number of active members.

Performance Ratios

Net Worth Ratio [1]
25.09%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
4.12%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
97.33%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-5.63%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-8.05%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.30%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2020 W Wheatland Rd

Dallas, TX, 75232-4517

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by FAITH COOPERATIVE (Charter #12859).

Main Office

Main Office Main Office

Type: Corporate Office

2020 W Wheatland Rd

Dallas, TX 75232-4517

Phone: (972) 228-5222

Services: Member Services, ATM

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