TEXAS TECH Credit Union Profile

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TEXAS TECH

Charter #12858 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (806) 742-3606

Fax: (806) 742-3699

Founding Date: N/A

Website: https://www.texastechfcu.org

Personnel & Operations

President: Phillips, Ronald

Manager: Hutson, Chris

FT Employees: 132

PT Employees: 7

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 6

Hours: Lobby: M-F 9:00 am - 4:00 pm Drive Thru: M

Credit Union Profile Summary

TEXAS TECH is a FCU Credit Union. With a total of 34,924 members [1], this institution manages approximately $423,125,233 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.6% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.26% [1].

Financial Snapshot

Total Assets [1]
$423,125,233

Total economic resources.

Total Loans [1]
$307,992,644

Total value of outstanding loans.

Total Deposits [1]
$368,376,948

Total funds deposited by members.

Members [1]
34,924

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.6%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.47%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
83.61%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
3.10%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-2.26%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
2.19%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1802 Texas Tech Parkway

Lubbock, TX, 79409

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 5 branches reported by TEXAS TECH (Charter #12858).

Main Office

Main Branch Main Office

Type: Corporate Office

1802 Texas Tech Parkway

Lubbock, TX 79409

Phone: (806) 742-3606

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Floydada

FCS Branch

Type: Branch Office

230 W California St

Floydada, TX 79235-2705

Phone: (806) 742-3606

Services: Member Services, ATM, Drive-Thru

Open in Directions

Lubbock

Health Sciences Center Branch

Type: Branch Office

3601 4th St # 1A98

Lubbock, TX 79430-0002

Phone: (806) 743-1655

Services: Member Services, ATM

Open in Directions

Mortgage Operations Building

Type: Branch Office

7710 Milwaukee Ave

Bldg 1000

Lubbock, TX 79424-0622

Phone: (806) 742-3606

Services: None specified

Open in Directions

Ravenwood Branch

Type: Branch Office

4005 98th Street

Lubbock, TX 79424

Phone: (806) 742-3606

Services: Member Services, ATM, Drive-Thru

Open in Directions