FIRST COMMONWEALTH Credit Union Profile

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FIRST COMMONWEALTH

Charter #12765 | NCUA Region 1 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (610) 821-2400

Fax:

Founding Date: N/A

Website: http://www.firstcomcu.org

Personnel & Operations

President: Ehritz, William

Manager: LoStocco, Donna

FT Employees: 250

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 53

Branches: 16

Hours: No set hours since it is our Corporate head

Credit Union Profile Summary

FIRST COMMONWEALTH is a FCU Credit Union. With a total of 95,128 members ^[1], this institution manages approximately $1,417,248,748 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.01% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.63% ^[1].

Financial Snapshot

Total Assets ^[1]

$1,417,248,748

Total economic resources.

Total Loans ^[1]

$1,091,788,269

Total value of outstanding loans.

Total Deposits ^[1]

$1,275,991,617

Total funds deposited by members.

Members ^[1]

95,128

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

10.01%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.68%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

85.56%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 0.99%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 1.63%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 0.99%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

6126 Hamilton Blvd Ste 100

Allentown, PA, 18106

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 13 branches reported by FIRST COMMONWEALTH (Charter #12765).

Main Office

Trexlertown Corporate Office Main Office

Type: Corporate Office

Type: Branch Office

2752 MacArthur Rd

Whitehall, PA 18052-3631

Phone: (610) 821-2400

Services: Member Services, ATM, Drive-Thru

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