AMERICO Credit Union Profile

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AMERICO

Charter #12752 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (814) 899-6608

Fax: (814) 899-6005

Founding Date: N/A

Website: http://www.americofcu.com

Personnel & Operations

President: Kuhn, Rose

Manager: Bennett, Christine

FT Employees: 17

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 2

Hours: MONDAY THROUGH THURSDAY 8:30AM TO 5:00PM FI

Credit Union Profile Summary

AMERICO is a FCU Credit Union. With a total of 7,429 members [1], this institution manages approximately $89,830,906 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.7% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -5.00% [1].

Financial Snapshot

Total Assets [1]
$89,830,906

Total economic resources.

Total Loans [1]
$29,494,336

Total value of outstanding loans.

Total Deposits [1]
$78,988,618

Total funds deposited by members.

Members [1]
7,429

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.7%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.95%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
37.34%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 0.08%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -5.00%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -3.59%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

4101 MAIN ST

ERIE, PA, 16511
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by AMERICO (Charter #12752).

Main Office

Main-000 Main Office

Type: Corporate Office

4101 Main St

Erie, PA 16511

Phone: (814) 899-6608

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Erie

Branch-001

Type: Branch Office

2627 W 23rd ST

Erie, PA 16506-2924

Phone: (814) 833-0433

Services: Member Services, ATM, Drive-Thru

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