PENN STATE Credit Union Profile

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PENN STATE

Charter #12729 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (814) 355-2711

Fax: (814) 863-6183

Founding Date: N/A

Website: https://www.pennstatefederal.com

Personnel & Operations

President: White, Bobby

Manager: Barr, Cheryl

FT Employees: 44

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 2

Hours: MONDAY THROUGH WEDNESDAY 9:00 AM TO 4:00 PM

Credit Union Profile Summary

PENN STATE is a FCU Credit Union. With a total of 14,450 members [1], this institution manages approximately $252,906,172 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.31% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.79% [1].

Financial Snapshot

Total Assets [1]
$252,906,172

Total economic resources.

Total Loans [1]
$126,880,943

Total value of outstanding loans.

Total Deposits [1]
$224,642,164

Total funds deposited by members.

Members [1]
14,450

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.31%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.72%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
56.48%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -4.09%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 5.79%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.03%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

123 AMBERLEIGH LN

BELLEFONTE, PA, 16823
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 3 branches reported by PENN STATE (Charter #12729).

Main Office

Penn State Federal Credit Union Main Office

Type: Corporate Office

123 Amberleigh Ln

Bellefonte, PA 16823

Phone: (814) 355-2711

Services: Member Services, ATM, Drive-Thru

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Additional Branches

State College

Penn State Federal Credit Union - North Atherton Office

Type: Branch Office

1937 N Atherton St

State College, PA 16803-1523

Phone: (814) 865-7728

Services: Member Services, ATM

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University Park

Hub

Type: Branch Office

102 Hub Robeson Center

University Park, PA 16802

Phone: (814) 863-0266

Services: Member Services, ATM

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