COMPLEX COMMUNITY Credit Union Profile

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COMPLEX COMMUNITY

Charter #12697 | NCUA Region 2 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (432) 550-9126

Fax: (432) 368-5781

Founding Date: N/A

Website: http://www.comcfcu.com/

Personnel & Operations

President: Westerfeldt Jr, Jack

Manager: Berridge, Jason

FT Employees: 151

PT Employees: 6

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 66

Branches: 10

Hours: 8:30 TO 5:30 M THRU F

Credit Union Profile Summary

COMPLEX COMMUNITY is a FCU Credit Union. With a total of 43,659 members [1], this institution manages approximately $769,624,758 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 13.62% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.02% [1].

Financial Snapshot

Total Assets [1]
$769,624,758

Total economic resources.

Total Loans [1]
$505,519,158

Total value of outstanding loans.

Total Deposits [1]
$668,710,087

Total funds deposited by members.

Members [1]
43,659

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.62%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.55%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
75.60%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-1.13%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
1.02%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
2.02%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

4519 E 51ST ST

ODESSA, TX, 79762

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 10 branches reported by COMPLEX COMMUNITY (Charter #12697).

Main Office

OPERATIONS & TRAINING CENTER Main Office

Type: Corporate Office

4519 E 51st St

Odessa, TX 79762

Phone: (432) 550-9126

Services: None specified

Open in Directions

Additional Branches

Andrews

ANDREWS

Type: Branch Office

1301 N Main St

Andrews, TX 79714

Phone: (432) 550-9126

Services: Member Services, ATM, Drive-Thru

Open in Directions

Big Spring

BIG SPRING

Type: Branch Office

503 E FM 700

Big Spring, TX 79720

Phone: (432) 263-1361

Services: Member Services, ATM, Drive-Thru

Open in Directions

Lubbock

LUBBOCK

Type: Branch Office

6402 Frankford Ave

Lubbock, TX 79424

Phone: (432) 550-9126

Services: Member Services, ATM, Drive-Thru

Open in Directions

Midland

CENTRAL MIDLAND

Type: Branch Office

3512 N Midkiff Rd

Midland, TX 79705

Phone: (432) 550-9126

Services: Member Services, ATM, Drive-Thru

Open in Directions

SOUTH MIDLAND

Type: Branch Office

310 W Longview Ave

Midland, TX 79701

Phone: (432) 967-2872

Services: Member Services, ATM, Drive-Thru

Open in Directions

Monahans

MONAHANS

Type: Branch Office

1117 S Stockton Ave

Monahans, TX 79756

Phone: (432) 559-7953

Services: Member Services, ATM, Drive-Thru

Open in Directions

Odessa

NORTH OFFICE

Type: Branch Office

4900 E 52nd St

Odessa, TX 79762

Phone: (432) 550-9126

Services: Member Services, ATM, Drive-Thru

Open in Directions

SOUTH ODESSA

Type: Branch Office

2201 S Grandview Ave

Odessa, TX 79766

Phone: (432) 550-9126

Services: Member Services, Drive-Thru

Open in Directions

WEST ODESSA

Type: Branch Office

2200 Linda Ave

Odessa, TX 79763

Phone: (432) 550-9126

Services: Member Services, ATM, Drive-Thru

Open in Directions