EDIFI Credit Union Profile

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EDIFI

Charter #12679 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (800) 225-1859

Fax: (609) 877-3490

Founding Date: N/A

Website: http://www.edificu.com

Personnel & Operations

President: Sedlock, Mark

Manager: Peterson, Jill

FT Employees: 71

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 7

Hours: Monday - Thursday 9:00 - 5:00 Friday 8:00

Credit Union Profile Summary

EDIFI is a FCU Credit Union. With a total of 25,984 members [1], this institution manages approximately $256,005,002 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 8.61% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.64% [1].

Financial Snapshot

Total Assets [1]
$256,005,002

Total economic resources.

Total Loans [1]
$131,372,150

Total value of outstanding loans.

Total Deposits [1]
$243,847,673

Total funds deposited by members.

Members [1]
25,984

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.61%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.13%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
53.87%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.96%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 2.64%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -4.11%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

621 Beverly Rancocas Rd Ste 1H, Uni

Willingboro, NJ, 08046-3727
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 8 branches reported by EDIFI (Charter #12679).

Main Office

Willingboro Lending Dept. Main Office

Type: Corporate Office

621 Beverly Rancocas Rd Ste 1H

Unit 1H

Willingboro, NJ 08046-3727

Phone: (800) 225-1859

Services: Member Services

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Additional Branches

Atlantic City

Atlantic City

Type: Branch Office

2652 Atlantic Ave

Atlantic City, NJ 08401

Phone: (800) 225-1859

Services: Member Services, ATM, Drive-Thru

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Browns Mills

Browns Mills

Type: Branch Office

81 Pemberton Browns Mill Rd

Browns Mills, NJ 08015-3108

Phone: (800) 225-1859

Services: Member Services, ATM, Drive-Thru

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Camden

Cooper

Type: Branch Office

1 Cooper Plz

Camden, NJ 08103-1461

Phone: (800) 225-1859

Services: Member Services

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Egg Harbor Twp

Egg Harbor Township

Type: Branch Office

6718 Black Horse Pike

Suite 8

Egg Harbor Twp, NJ 08234

Phone: (800) 225-1859

Services: Member Services, ATM

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Glassboro

Glassboro

Type: Branch Office

870 Delsea Dr N

Glassboro, NJ 08028-1438

Phone: (800) 225-1859

Services: Member Services, ATM

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Mount Holly

Mount Holly

Type: Branch Office

76R High St

Mount Holly, NJ 08060

Phone: (800) 225-1859

Services: Member Services

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Willingboro

Willingboro

Type: Branch Office

690 Beverly Rancocas Road

Willingboro, NJ 08046

Phone: (800) 225-1859

Services: Member Services, ATM, Drive-Thru

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