COOPERS CAVE Credit Union Profile

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COOPERS CAVE

Charter #12671 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (518) 793-9502

Fax: (518) 793-7961

Founding Date: N/A

Website: http://www.cooperscavefcu.com

Personnel & Operations

President: Rogers, Mark

Manager: Smith, Christine

FT Employees: 4

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: Monday. Tuesday, Friday 7:30AM-5:00PM Wedn

Credit Union Profile Summary

COOPERS CAVE is a FCU Credit Union. With a total of 2,060 members [1], this institution manages approximately $21,583,616 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 7.37% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -6.77% [1].

Financial Snapshot

Total Assets [1]
$21,583,616

Total economic resources.

Total Loans [1]
$9,483,304

Total value of outstanding loans.

Total Deposits [1]
$19,489,970

Total funds deposited by members.

Members [1]
2,060

Number of active members.

Performance Ratios

Net Worth Ratio [1]
7.37%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.17%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
48.66%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -0.18%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -6.77%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -5.46%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

92 Dix Ave

Glens Falls, NY, 12801-3158
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by COOPERS CAVE (Charter #12671).

Main Office

Cooper's Cave Federal Credit Union Main Office

Type: Corporate Office

92 Dix Ave

Glens Falls, NY 12801-3158

Phone: (518) 793-9502

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Queensbury

Great Meadow FCU

Type: Branch Office

357 Bay Rd

Queensbury, NY 12804

Phone: (518) 639-8655

Services: None specified

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