SRU Credit Union Profile

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SRU

Charter #12654 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (724) 794-6292

Fax: (724) 794-5182

Founding Date: N/A

Website: http://www.srufcu.org

Personnel & Operations

President: McDowell, George

Manager: Miller, Timothy

FT Employees: 11

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 1

Hours: Monday through Thursday Lobby 9:00 AM to 5:

Credit Union Profile Summary

SRU is a FCU Credit Union. With a total of 4,315 members [1], this institution manages approximately $63,666,903 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.14% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.80% [1].

Financial Snapshot

Total Assets [1]
$63,666,903

Total economic resources.

Total Loans [1]
$36,522,605

Total value of outstanding loans.

Total Deposits [1]
$55,716,595

Total funds deposited by members.

Members [1]
4,315

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.14%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.98%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
65.55%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
4.35%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-1.80%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
4.00%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

100 Arrowhead Dr

Slippery Rock, PA, 16057-2632

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by SRU (Charter #12654).

Main Office

SRU Federal Credit Union Main Office

Type: Corporate Office

100 Arrowhead Dr

Slippery Rock, PA 16057-2632

Phone: (724) 794-6292

Services: Member Services, ATM, Drive-Thru

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