RT Credit Union Profile

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RT

Charter #12624 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (315) 336-7810

Fax: (315) 336-0893

Founding Date: N/A

Website: http://www.rtfcu.com

Personnel & Operations

President: Vero, John

Manager: Worden, Tracy

FT Employees: 11

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 3

Hours: MONDAY - FRIDAY, 9AM - 5PM

Credit Union Profile Summary

RT is a FCU Credit Union. With a total of 3,084 members [1], this institution manages approximately $59,998,185 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10.78% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -7.13% [1].

Financial Snapshot

Total Assets [1]
$59,998,185

Total economic resources.

Total Loans [1]
$21,156,558

Total value of outstanding loans.

Total Deposits [1]
$53,043,930

Total funds deposited by members.

Members [1]
3,084

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.78%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.62%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
39.88%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 7.80%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -7.13%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.69%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

924 TURIN ST

ROME, NY, 13440
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by RT (Charter #12624).

Main Office

Main Office Main Office

Type: Corporate Office

924 Turin St

Rome, NY 13440

Phone: (315) 336-7810

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Camden

Camden Drive-Up Facility

Type: Branch Office

13 S Park St

Camden, NY 13316-1311

Phone: (315) 336-7810

Services: Member Services, ATM, Drive-Thru

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