LAREDO FIRE DEPARTMENT Credit Union Profile

Showing details for LAREDO FIRE DEPARTMENT Credit Union.

Home > TX > LAREDO FIRE DEPARTMENT

LAREDO FIRE DEPARTMENT

Charter #12472 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (956) 722-7841

Fax: (956) 725-9643

Founding Date: N/A

Website: http://WWW.laredofirecreditunion.co

Personnel & Operations

President: Alarcon, Fernando

Manager: Ramos, Gilberto

FT Employees: 3

PT Employees: 9

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 1

Hours: M-F 9:00 AM to 5:00 PM

Credit Union Profile Summary

LAREDO FIRE DEPARTMENT is a FCU Credit Union. With a total of 1,933 members [1], this institution manages approximately $15,042,826 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.74% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -3.91% [1].

Financial Snapshot

Total Assets [1]
$15,042,826

Total economic resources.

Total Loans [1]
$12,729,974

Total value of outstanding loans.

Total Deposits [1]
$13,042,968

Total funds deposited by members.

Members [1]
1,933

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.74%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.45%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
97.60%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -2.81%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -3.91%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 3.09%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

5002 Tesoro Plz

Laredo, TX, 78041-5744
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 1 branches reported by LAREDO FIRE DEPARTMENT (Charter #12472).

Main Office

Laredo Fire Dept. federal Credit Union Main Office

Type: Corporate Office

5002 Tesoro Plz

Laredo, TX 78041-5744

Phone: (946) 722-7841

Services: Member Services

Open in Directions