EARNING TREE Credit Union Profile

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EARNING TREE

Charter #12333 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (570) 693-4072

Fax: (570) 693-3489

Founding Date: N/A

Website: http://www.etreefcu.com

Personnel & Operations

President: Bruno, Joseph

Manager: Stout, Wendy

FT Employees: 2

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 50

Branches: 4

Hours: Monday-Thursday: 9:00-4:30 Friday: 9:00-5:0

Credit Union Profile Summary

EARNING TREE is a FCU Credit Union. With a total of 1,919 members [1], this institution manages approximately $45,973,588 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.51% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.56% [1].

Financial Snapshot

Total Assets [1]
$45,973,588

Total economic resources.

Total Loans [1]
$6,972,802

Total value of outstanding loans.

Total Deposits [1]
$41,415,702

Total funds deposited by members.

Members [1]
1,919

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.51%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.53%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
16.84%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 7.42%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -4.56%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.79%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

800 Wyoming Ave

Wyoming, PA, 18644
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by EARNING TREE (Charter #12333).

Main Office

Main Office Main Office

Type: Corporate Office

800 Wyoming Ave

Wyoming, PA 18644

Phone: (570) 693-4072

Services: Member Services, Drive-Thru

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Additional Branches

Hazleton

Hazleton

Type: Branch Office

239 W Mine St Ste C

Hazleton, PA 18201

Phone: (570) 454-5502

Services: Member Services

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Shavertown

Back Mountain

Type: Branch Office

2056 Memorial Hwy

Shavertown, PA 18708

Phone: (570) 675-8244

Services: Member Services

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Wilkes Barre

Loan Department

Type: Branch Office

87 N Main St

Wilkes Barre, PA 18701

Phone: (570) 825-8150

Services: Member Services, ATM

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