PLAINS Credit Union Profile

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PLAINS

Charter #12274 | NCUA Region 2 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (806) 293-7091

Fax: (806) 293-2641

Founding Date: N/A

Website: http://www.plainsfcu.com

Personnel & Operations

President: Owens, Caryl

Manager: Gregory, Mickie

FT Employees: 2

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 1

Hours: 9:30 AM to 5:30 PM Mon - Fri

Credit Union Profile Summary

PLAINS is a FCU Credit Union. With a total of 452 members [1], this institution manages approximately $3,729,484 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 15.59% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.94% [1].

Financial Snapshot

Total Assets [1]
$3,729,484

Total economic resources.

Total Loans [1]
$2,493,935

Total value of outstanding loans.

Total Deposits [1]
$3,116,047

Total funds deposited by members.

Members [1]
452

Number of active members.

Performance Ratios

Net Worth Ratio [1]
15.59%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.18%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
80.04%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
8.81%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
1.94%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-2.59%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

209 W 4th St

Plainview, TX, 79072

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by PLAINS (Charter #12274).

Main Office

Office Main Office

Type: Corporate Office

209 W 4th St

Plainview, TX 79072

Phone: (806) 293-7091

Services: Member Services

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