SHERWIN Credit Union Profile

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SHERWIN

Charter #12259 | NCUA Region 2 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (361) 704-9100

Fax: (361) 704-6966

Founding Date: N/A

Website: http://www.sherwinfcu.org

Personnel & Operations

President: Lopez, Jacob

Manager: Reyes, Sandra

FT Employees: 3

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 40

Branches: 1

Hours: Monday through Friday 8:30AM - 4:00PM

Credit Union Profile Summary

SHERWIN is a FCU Credit Union. With a total of 1,908 members [1], this institution manages approximately $7,413,344 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 31.89% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.23% [1].

Financial Snapshot

Total Assets [1]
$7,413,344

Total economic resources.

Total Loans [1]
$3,506,549

Total value of outstanding loans.

Total Deposits [1]
$4,960,616

Total funds deposited by members.

Members [1]
1,908

Number of active members.

Performance Ratios

Net Worth Ratio [1]
31.89%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-1.20%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
70.69%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
3.74%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-0.23%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
1.06%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

607 8th St

Portland, TX, 78374

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by SHERWIN (Charter #12259).

Main Office

Main Office Main Office

Type: Corporate Office

607 8th St

Portland, TX 78374

Phone: (361) 704-9100

Services: Member Services

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