USSCO JOHNSTOWN Credit Union Profile

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USSCO JOHNSTOWN

Charter #12219 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (814) 266-4987

Fax: (814) 266-1575

Founding Date: N/A

Website: http://www.usscofcu.org

Personnel & Operations

President: Morris, Scott

Manager: Sisitki, Gregory

FT Employees: 30

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 42

Branches: 4

Hours: MON-THU 8:30AM-4:30PM FRI 8:30AM-6PM SAT

Credit Union Profile Summary

USSCO JOHNSTOWN is a FCU Credit Union. With a total of 14,237 members [1], this institution manages approximately $168,867,166 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.15% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.47% [1].

Financial Snapshot

Total Assets [1]
$168,867,166

Total economic resources.

Total Loans [1]
$81,388,792

Total value of outstanding loans.

Total Deposits [1]
$155,051,281

Total funds deposited by members.

Members [1]
14,237

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.15%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.60%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
52.49%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.66%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -0.47%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.12%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

532 OAKRIDGE DR

JOHNSTOWN, PA, 15904
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 4 branches reported by USSCO JOHNSTOWN (Charter #12219).

Main Office

Richland Main Office

Type: Corporate Office

532 Oakridge Dr

Johnstown, PA 15904

Phone: (814) 266-4987

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Ebensburg

Ebensburg

Type: Branch Office

169 Mini Mall Rd

Suite 110

Ebensburg, PA 15931

Phone: (814) 472-0615

Services: Member Services, ATM

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Johnstown

Moxham

Type: Branch Office

522 Central Ave

Johnstown, PA 15902

Phone: (814) 535-4646

Services: Member Services, ATM, Drive-Thru

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Somerset

Somerset

Type: Branch Office

180 Beacon St

Somerset, PA 15501

Phone: (814) 445-3997

Services: Member Services, ATM, Drive-Thru

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