WELLSPRING Credit Union Profile

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WELLSPRING

Charter #12181 | NCUA Region 2 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (409) 697-2461

Fax: (409) 697-1538

Founding Date: N/A

Website: http://www.wellspringcu.com

Personnel & Operations

President: Gault, Stephen

Manager: Meaux, David

FT Employees: 29

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 5

Hours: 9:00 - 5:00 Lobby Monday - Friday 8:00 - 6:

Credit Union Profile Summary

WELLSPRING is a FCU Credit Union. With a total of 8,316 members [1], this institution manages approximately $89,931,984 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 8.98% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.88% [1].

Financial Snapshot

Total Assets [1]
$89,931,984

Total economic resources.

Total Loans [1]
$68,302,935

Total value of outstanding loans.

Total Deposits [1]
$80,276,873

Total funds deposited by members.

Members [1]
8,316

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.98%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.83%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
85.08%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
7.87%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
1.88%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-0.12%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

150 E Round Bunch Rd

Bridge City, TX, 77611-3720

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 5 branches reported by WELLSPRING (Charter #12181).

Main Office

Bridge City Branch Main Office

Type: Corporate Office

150 E Round Bunch Rd

Bridge City, TX 77611-3720

Phone: (409) 697-2461

Services: Member Services, Drive-Thru

Open in Directions

Additional Branches

Bridge City

Administration Building

Type: Corporate Office

200 E Round Bunch Rd

Bridge City, TX 77611

Phone: (409) 527-3445

Services: None specified

Open in Directions

Mauriceville Branch

Type: Branch Office

150 E Round Bunch Rd

Bridge City, TX 77611

Phone: (409) 745-2150

Services: Member Services, ATM, Drive-Thru

Open in Directions

Sandy

Computer Marketing Corporation

Type: Corporate Office

8520 S Sandy Pkwy

Sandy, UT 84070

Phone: (800) 868-3539

Services: None specified

Open in Directions

West Orange

Orange Branch

Type: Branch Office

2101 MacArthur Dr

West Orange, TX 77630-4809

Phone: (409) 886-3096

Services: Member Services, ATM, Drive-Thru

Open in Directions