COASTAL COMMUNITY Credit Union Profile

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COASTAL COMMUNITY

Charter #11927 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (409) 765-6067

Fax: (409) 765-9853

Founding Date: N/A

Website: http://www.coastalcommunityfcu.org

Personnel & Operations

President: Robinson, Gilbert

Manager: Holmes, Ronesha

FT Employees: 29

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 4

Hours: Lobby: Mon - Thurs 9:00 - 5:00 Fri 9:00 -

Credit Union Profile Summary

COASTAL COMMUNITY is a FCU Credit Union. With a total of 11,315 members [1], this institution manages approximately $97,264,175 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.25% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.35% [1].

Financial Snapshot

Total Assets [1]
$97,264,175

Total economic resources.

Total Loans [1]
$54,252,392

Total value of outstanding loans.

Total Deposits [1]
$86,205,543

Total funds deposited by members.

Members [1]
11,315

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.25%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.69%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
62.93%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
0.84%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-1.35%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-28.66%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2302 Church St

Galveston, TX, 77550

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by COASTAL COMMUNITY (Charter #11927).

Main Office

Main Office Main Office

Type: Corporate Office

2302 Church St

Galveston, TX 77550

Phone: (409) 765-6067

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Galveston

Stewart Road

Type: Branch Office

6811 Stewart Rd

Galveston, TX 77551-1841

Phone: (409) 765-6067

Services: Member Services, ATM, Drive-Thru

Open in Directions

Houston

CE Branch

Type: Branch Office

7002 Fauna St

Houston, TX 77061-3918

Phone: (713) 645-4961

Services: Member Services, Drive-Thru

Open in Directions

La Marque

La Marque Branch

Type: Branch Office

6708 Gulf Fwy

La Marque, TX 77568

Phone: (409) 765-6067

Services: Member Services, ATM, Drive-Thru

Open in Directions