MERCER COUNTY COMMUNITY Credit Union Profile

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MERCER COUNTY COMMUNITY

Charter #11891 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (724) 981-9410

Fax: (724) 981-9412

Founding Date: N/A

Website: http://www.mercomfcu.org

Personnel & Operations

President: Zipay, Edward

Manager: Carangi, Sandi

FT Employees: 28

PT Employees: 6

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: Monday through Thursday 9 am - 5 pm and Fri

Credit Union Profile Summary

MERCER COUNTY COMMUNITY is a FCU Credit Union. With a total of 12,213 members [1], this institution manages approximately $110,317,769 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.64% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -11.82% [1].

Financial Snapshot

Total Assets [1]
$110,317,769

Total economic resources.

Total Loans [1]
$48,406,476

Total value of outstanding loans.

Total Deposits [1]
$98,256,569

Total funds deposited by members.

Members [1]
12,213

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.64%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.75%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
49.27%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.36%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -11.82%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.56%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

559 N Hermitage Rd

Hermitage, PA, 16148-3227
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by MERCER COUNTY COMMUNITY (Charter #11891).

Main Office

Mercer County Community FCU Main Office

Type: Corporate Office

559 N Hermitage Rd

Hermitage, PA 16148-3227

Phone: (724) 981-9410

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Sharon

Mercer County Community FCU

Type: Branch Office

428 N Sharpsville Ave

Sharon, PA 16146-2120

Phone: (724) 342-2246

Services: Member Services, ATM, Drive-Thru

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