PECO Credit Union Profile

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PECO

Charter #11761 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (940) 325-8900

Fax: (940) 325-8911

Founding Date: N/A

Personnel & Operations

President: Greenleaf, Jr., Kenneth

Manager: Young, Dale

FT Employees: 2

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 49

Branches: 1

Hours: M-F 10 A.M. to 5 P.M.

Credit Union Profile Summary

PECO is a FCU Credit Union. With a total of 821 members [1], this institution manages approximately $3,839,469 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 14.16% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -6.94% [1].

Financial Snapshot

Total Assets [1]
$3,839,469

Total economic resources.

Total Loans [1]
$2,172,153

Total value of outstanding loans.

Total Deposits [1]
$3,279,308

Total funds deposited by members.

Members [1]
821

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.16%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.86%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
66.24%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-13.97%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-6.94%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-0.97%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

6201 Highway 180 E

Mineral Wells, TX, 76067-9579

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by PECO (Charter #11761).

Main Office

PECO Federal Credit Union Main Office

Type: Corporate Office

6201 Highway 180 E

Mineral Wells, TX 76067-9579

Phone: (940) 325-8900

Services: Member Services

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