AUGUSTA COUNTY Credit Union Profile

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AUGUSTA COUNTY

Charter #11744 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (540) 245-5706

Fax:

Founding Date: N/A

Website: https://www.augustacountyfcu.org

Personnel & Operations

President: WYMER, CHARLES

Manager: VAUGHT-GORDON, KAREN

FT Employees: 4

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 06

Branches: 1

Hours: 8:30-4:30

Credit Union Profile Summary

AUGUSTA COUNTY is a FCU Credit Union. With a total of 2,416 members [1], this institution manages approximately $24,534,560 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 25.46% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.14% [1].

Financial Snapshot

Total Assets [1]
$24,534,560

Total economic resources.

Total Loans [1]
$9,846,945

Total value of outstanding loans.

Total Deposits [1]
$18,005,986

Total funds deposited by members.

Members [1]
2,416

Number of active members.

Performance Ratios

Net Worth Ratio [1]
25.46%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.42%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
54.69%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
1.88%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-1.14%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-2.74%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

18 GOVERNMENT CENTER LN

VERONA, VA, 24482-2678

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by AUGUSTA COUNTY (Charter #11744).

Main Office

AUGUSTA COUNTY FEDERAL CREDIT UNION Main Office

Type: Corporate Office

18 GOVERNMENT CENTER LN

Verona, VA 24482-2639

Phone: (540) 245-5706

Services: Member Services

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