SWEETWATER REGIONAL Credit Union Profile

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SWEETWATER REGIONAL

Charter #11377 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (325) 235-4319

Fax: (325) 235-9361

Founding Date: N/A

Website: http://www.sweetwatercredit.com

Personnel & Operations

President: Warren, David

Manager: Martinez, Renee

FT Employees: 3

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 1

Hours: 9:00 AM to 4:30 PM M-F Lobby

Credit Union Profile Summary

SWEETWATER REGIONAL is a FCU Credit Union. With a total of 825 members [1], this institution manages approximately $6,468,092 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 20.12% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.02% [1].

Financial Snapshot

Total Assets [1]
$6,468,092

Total economic resources.

Total Loans [1]
$2,642,067

Total value of outstanding loans.

Total Deposits [1]
$5,146,075

Total funds deposited by members.

Members [1]
825

Number of active members.

Performance Ratios

Net Worth Ratio [1]
20.12%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.72%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
51.34%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-5.41%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-4.02%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-1.90%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1900 Preston Rd

Sweetwater, TX, 79556

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by SWEETWATER REGIONAL (Charter #11377).

Main Office

Main Main Office

Type: Corporate Office

1900 Preston Rd

Sweetwater, TX 79556

Phone: (325) 235-4319

Services: Member Services, ATM, Drive-Thru

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