ARC Credit Union Profile

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ARC

Charter #11304 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (814) 946-0857

Fax: (814) 946-0903

Founding Date: N/A

Website: http://www.arcfcu.org

Personnel & Operations

President: McCloskey, Steven

Manager: Dalecki, Stephen

FT Employees: 30

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 98

Branches: 2

Hours: Monday, Tuesday & Thursday: 9 Am to 5 PM

Credit Union Profile Summary

ARC is a FCU Credit Union. With a total of 14,418 members [1], this institution manages approximately $146,281,804 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.19% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.73% [1].

Financial Snapshot

Total Assets [1]
$146,281,804

Total economic resources.

Total Loans [1]
$77,941,054

Total value of outstanding loans.

Total Deposits [1]
$128,014,717

Total funds deposited by members.

Members [1]
14,418

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.19%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.48%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
60.88%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.58%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 1.73%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.78%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1919 7th Ave

Altoona, PA, 16602-2237
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by ARC (Charter #11304).

Main Office

ARC Main Office Main Office

Type: Corporate Office

1919 7th Ave

Altoona, PA 16602-2237

Phone: (814) 946-0857

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Altoona

ARC Branch

Type: Branch Office

419 N 7th St

Altoona, PA 16601-6119

Phone: (814) 296-2455

Services: Member Services, ATM, Drive-Thru

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