VACATIONLAND Credit Union Profile

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VACATIONLAND

Charter #11293 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (419) 625-9025

Fax:

Founding Date: N/A

Website: https://www.vlfcu.org

Personnel & Operations

President: Hammond, Jude

Manager: Myers, Bryan

FT Employees: 72

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 5

Hours: Monday - Friday (9-5)

Credit Union Profile Summary

VACATIONLAND is a FCU Credit Union. With a total of 20,821 members [1], this institution manages approximately $312,593,785 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.75% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.22% [1].

Financial Snapshot

Total Assets [1]
$312,593,785

Total economic resources.

Total Loans [1]
$184,238,521

Total value of outstanding loans.

Total Deposits [1]
$267,738,867

Total funds deposited by members.

Members [1]
20,821

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.75%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.51%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
68.81%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.54%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -0.22%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.16%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2911 Hayes Ave

Sandusky, OH, 44870-7206
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 4 branches reported by VACATIONLAND (Charter #11293).

Main Office

Hayes Ave Main Office

Type: Corporate Office

2911 Hayes Ave

Sandusky, OH 44870-7206

Phone: (419) 625-9025

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Norwalk

Norwalk

Type: Branch Office

295 Milan Ave

Suite C

Norwalk, OH 44857

Phone: (419) 668-6346

Services: Member Services

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Sandusky

Perkins Ave

Type: Branch Office

2409 E Perkins Ave

Sandusky, OH 44870

Phone: (419) 625-9025

Services: Member Services, ATM, Drive-Thru

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Vermilion

Vermilion

Type: Branch Office

1607 State Rd # 60

Vermilion, OH 44089-9142

Phone: (419) 625-9025

Services: Member Services, ATM, Drive-Thru

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