MOPAC EMPLOYEES Credit Union Profile

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MOPAC EMPLOYEES

Charter #1129 | NCUA Region 2 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (903) 729-3226

Fax: (903) 723-7336

Founding Date: N/A

Website: http://www.mopaccu.com

Personnel & Operations

President: Badgett, Bryan

Manager: Carrell, Bernice

FT Employees: 6

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 52

Branches: 1

Hours: 8:30AM -5:00PM

Credit Union Profile Summary

MOPAC EMPLOYEES is a FCU Credit Union. With a total of 2,385 members [1], this institution manages approximately $21,703,002 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.57% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 6.52% [1].

Financial Snapshot

Total Assets [1]
$21,703,002

Total economic resources.

Total Loans [1]
$19,328,046

Total value of outstanding loans.

Total Deposits [1]
$19,069,203

Total funds deposited by members.

Members [1]
2,385

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.57%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.66%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
101.36%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
3.22%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
6.52%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
2.05%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

200 S Queen St

Palestine, TX, 75801-3544

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by MOPAC EMPLOYEES (Charter #1129).

Main Office

MOPAC EMPLOYEES FCU Main Office

Type: Corporate Office

200 S Queen St

Palestine, TX 75801-3544

Phone: (903) 729-3226

Services: Member Services, ATM, Drive-Thru

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