CELCO COMMUNITY Credit Union Profile

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CELCO COMMUNITY

Charter #11254 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (540) 921-2700

Fax: (540) 921-4653

Founding Date: N/A

Website: http://www.celcofcu.org

Personnel & Operations

President: MORRIS, JEFFREY

Manager: MARSHALL, DEAN

FT Employees: 22

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 3

Hours: M - F 8AM - 5PM

Credit Union Profile Summary

CELCO COMMUNITY is a FCU Credit Union. With a total of 7,218 members [1], this institution manages approximately $140,599,440 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 19.95% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.02% [1].

Financial Snapshot

Total Assets [1]
$140,599,440

Total economic resources.

Total Loans [1]
$75,024,827

Total value of outstanding loans.

Total Deposits [1]
$113,918,951

Total funds deposited by members.

Members [1]
7,218

Number of active members.

Performance Ratios

Net Worth Ratio [1]
19.95%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.03%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
65.86%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.69%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 0.02%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 3.28%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3381 VIRGINIA AVE

NARROWS, VA, 24124
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by CELCO COMMUNITY (Charter #11254).

Main Office

Celco Community Main Branch Main Office

Type: Corporate Office

3381 VIRGINIA AVE

Narrows, VA 24124

Phone: (540) 921-2700

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Pembroke

Celco Community Pembroke Branch

Type: Branch Office

5862 Virginia Ave

Pembroke, VA 24136

Phone: (540) 626-2700

Services: Member Services, ATM, Drive-Thru

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