PINPOINT Credit Union Profile

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PINPOINT

Charter #11242 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (570) 742-3903

Fax: (570) 742-0389

Founding Date: N/A

Website: https://www.pinpointfcu.org

Personnel & Operations

President: Budman, Jason

Manager: Raker, Brenda

FT Employees: 6

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 1

Hours: MONDAY-THURSDAY 8:30-5:00 FRIDAY 8:30-6:00

Credit Union Profile Summary

PINPOINT is a FCU Credit Union. With a total of 2,940 members [1], this institution manages approximately $33,732,215 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 7.26% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -5.91% [1].

Financial Snapshot

Total Assets [1]
$33,732,215

Total economic resources.

Total Loans [1]
$21,959,093

Total value of outstanding loans.

Total Deposits [1]
$31,372,785

Total funds deposited by members.

Members [1]
2,940

Number of active members.

Performance Ratios

Net Worth Ratio [1]
7.26%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.81%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
69.99%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 0.94%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -5.91%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.44%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

37 FERRY LN

MILTON, PA, 17847-2601
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by PINPOINT (Charter #11242).

Main Office

MAIN OFFICE Main Office

Type: Corporate Office

37 FERRY LN

Milton, PA 17847-2601

Phone: (570) 742-3903

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Lewisburg

MCCANN OFFICE

Type: Branch Office

7495 Westbranch Hwy

Lewisburg, PA 17837-6812

Phone: (570) 742-3903

Services: Member Services

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