UTICA DISTRICT TELEPHONE EMPLOYEES Credit Union Profile

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UTICA DISTRICT TELEPHONE EMPLOYEES

Charter #11157 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (315) 724-5133

Fax: (315) 793-8296

Founding Date: N/A

Website: http://WWW.UTELFCU.NET

Personnel & Operations

President: HAMLIN, RONALD

Manager: GALLAGHER, PATRICK

FT Employees: 5

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 53

Branches: 1

Hours: 8-4

Credit Union Profile Summary

UTICA DISTRICT TELEPHONE EMPLOYEES is a FCU Credit Union. With a total of 1,688 members [1], this institution manages approximately $39,211,578 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 32.39% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -3.15% [1].

Financial Snapshot

Total Assets [1]
$39,211,578

Total economic resources.

Total Loans [1]
$18,265,310

Total value of outstanding loans.

Total Deposits [1]
$27,251,709

Total funds deposited by members.

Members [1]
1,688

Number of active members.

Performance Ratios

Net Worth Ratio [1]
32.39%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.44%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
67.02%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.85%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -3.15%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.97%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2812 GENESEE ST

UTICA, NY, 13502
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by UTICA DISTRICT TELEPHONE EMPLOYEES (Charter #11157).

Main Office

CREDIT UNION LOT Main Office

Type: Corporate Office

2812 GENESEE ST

Utica, NY 13502

Phone: (315) 724-5133

Services: Member Services

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