LOCOMOTIVE & CONTROL EMPLOYEES Credit Union Profile

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LOCOMOTIVE & CONTROL EMPLOYEES

Charter #1111 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (814) 825-6763

Fax: (814) 825-4141

Founding Date: N/A

Website: https://www.locomotivecontrolefcu.c

Personnel & Operations

President: Freeman, Theodore

Manager: CRANE, DEBRA

FT Employees: 3

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 44

Branches: 1

Hours: Monday-Friday 10:00 to 5:00

Credit Union Profile Summary

LOCOMOTIVE & CONTROL EMPLOYEES is a FCU Credit Union. With a total of 938 members [1], this institution manages approximately $19,388,210 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 25.36% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -10.36% [1].

Financial Snapshot

Total Assets [1]
$19,388,210

Total economic resources.

Total Loans [1]
$4,623,937

Total value of outstanding loans.

Total Deposits [1]
$14,359,684

Total funds deposited by members.

Members [1]
938

Number of active members.

Performance Ratios

Net Worth Ratio [1]
25.36%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.95%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
32.20%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.94%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -10.36%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -5.16%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1286 E 38th St

Erie, PA, 16504-3039
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by LOCOMOTIVE & CONTROL EMPLOYEES (Charter #1111).

Main Office

Main Office Main Office

Type: Corporate Office

1286 E 38th St

Erie, PA 16504-3039

Phone: (814) 825-6763

Services: Member Services

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