LAREDO Credit Union Profile

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LAREDO

Charter #11011 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (956) 722-3971

Fax: (956) 712-3068

Founding Date: N/A

Website: http://www.laredofcu.org

Personnel & Operations

President: Conchas, Cynthia

Manager: Martinez, Rafael

FT Employees: 37

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 3

Hours: (M-F 8:30am to 6:30pm) (S 9:00am to 3:0

Credit Union Profile Summary

LAREDO is a FCU Credit Union. With a total of 18,041 members [1], this institution manages approximately $136,240,184 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.7% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 13.29% [1].

Financial Snapshot

Total Assets [1]
$136,240,184

Total economic resources.

Total Loans [1]
$72,935,927

Total value of outstanding loans.

Total Deposits [1]
$126,044,910

Total funds deposited by members.

Members [1]
18,041

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.7%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.83%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
57.87%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 0.32%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 13.29%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.38%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1119 Corpus Christi St

Laredo, TX, 78040-5258
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by LAREDO (Charter #11011).

Main Office

Main Office Main Office

Type: Corporate Office

1119 Corpus Christi St

Laredo, TX 78040-5258

Phone: (956) 722-3971

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Laredo

McPherson Branch

Type: Branch Office

7114 McPherson Rd

Laredo, TX 78041-6501

Phone: (956) 722-3971

Services: Member Services, ATM, Drive-Thru

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South Branch

Type: Branch Office

4170 S Zapata Hwy Ste 1

Laredo, TX 78046-8558

Phone: (956) 722-3971

Services: Member Services, ATM, Drive-Thru

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