NAFT Credit Union Profile

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NAFT

Charter #10994 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (956) 787-2774

Fax: (956) 783-4998

Founding Date: N/A

Website: http://www.naftfcu.coop

Personnel & Operations

President: Cantu, Nora

Manager: McNeel, John

FT Employees: 30

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 3

Hours: 9:00a.m. - 5:30p.m. Lobby Monday thru Thurs

Credit Union Profile Summary

NAFT is a FCU Credit Union. With a total of 11,980 members [1], this institution manages approximately $147,996,834 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 16.09% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 6.08% [1].

Financial Snapshot

Total Assets [1]
$147,996,834

Total economic resources.

Total Loans [1]
$64,466,087

Total value of outstanding loans.

Total Deposits [1]
$124,255,824

Total funds deposited by members.

Members [1]
11,980

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.09%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.88%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
51.88%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
10.70%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
6.08%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
1.99%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

901 N Veterans Blvd

Pharr, TX, 78577

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by NAFT (Charter #10994).

Main Office

NAFT Federal Credit Union - Main Office Main Office

Type: Corporate Office

901 N Veterans Blvd

Pharr, TX 78577

Phone: (956) 787-2774

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Harlingen

NAFT Federal Credit Union WW

Type: Branch Office

134 E Van Buren Ave Ste 102

Harlingen, TX 78550-6863

Phone: (956) 364-0990

Services: Member Services

Open in Directions

Pharr

NAFT Federal Credit Union SRO

Type: Branch Office

4301 N Sugar Rd

Pharr, TX 78577-8082

Phone: (956) 787-2774

Services: Member Services, ATM, Drive-Thru

Open in Directions