W T COMMUNITY Credit Union Profile

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W T COMMUNITY

Charter #10859 | NCUA Region 2 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (513) 752-6250

Fax: (513) 752-4951

Founding Date: N/A

Personnel & Operations

President: Wright, Robert

Manager: Sheriff, Michele

FT Employees: 3

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: Monday Thru Thursday Noon to 5 P.M. Friday

Credit Union Profile Summary

W T COMMUNITY is a FCU Credit Union. With a total of 620 members [1], this institution manages approximately $5,101,852 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.02% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -10.42% [1].

Financial Snapshot

Total Assets [1]
$5,101,852

Total economic resources.

Total Loans [1]
$2,823,918

Total value of outstanding loans.

Total Deposits [1]
$4,628,989

Total funds deposited by members.

Members [1]
620

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.02%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.68%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
61.01%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-9.24%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-10.42%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-4.02%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

755 Ohio Pike

Cincinnati, OH, 45245

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by W T COMMUNITY (Charter #10859).

Main Office

Main Office Main Office

Type: Corporate Office

755 Ohio Pike

Cincinnati, OH 45245

Phone: (513) 752-6250

Services: Member Services

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